Payment Plans

Three Ways to Pay

Pay in full, rent to own, or finance. Here is how each one works, what it costs, and what to watch for, so you can pick the one that fits.

Cash, rent-to-own, and financing compared
Question Cash Rent to Own Financing
Credit check None None Yes, with your application
Total price Lowest: the price plus tax Highest if rented the full term The price plus any interest
It's yours At purchase After the last payment At purchase
Available on Everything Items that show an RTO price All our products and services
How to start Pay us directly Call or message us Apply online with our partner

Cash

We accept cash, check, card, and ACH.

Pros

  • The lowest total price. You pay the price plus tax, with no interest or rental charges.
  • It's yours as soon as it's paid for.
  • No application, credit check, or monthly bills.

Cons

  • Takes the most money up front.

How to start

Call, message, or visit us. We'll confirm your total in writing before you pay.

Rent to Own

A rental agreement with a path to ownership.

Pros

  • No credit check.
  • A small down payment, then low monthly payments.
  • Pay it off early with no penalty.
  • If you need to stop, it is picked up with no impact on your credit.

Cons

  • Costs the most if you rent for the full term. Each product's RTO terms show the total price.
  • You don't own it until the last payment. Until then it belongs to the rent-to-own company.
  • Moving it needs the rent-to-own company's written permission.

Available on

Not every item is offered rent-to-own. Look for the RTO price on the product.

How to start

Find an item that shows an RTO price, then call or send us a message. You pay the down payment to us at purchase. Monthly payments and support go through Allstar Shed Rentals.

Financing

A loan through our financing partner. Available on all our products and services.

Pros

  • Available on all our products and services.
  • It's yours at purchase. You pay the lender monthly.
  • 0% promotional APR options available.

Cons

  • Requires a credit check, and approval is not guaranteed.
  • Interest adds to the total price unless you get a 0% offer.
  • Rates and terms depend on your application.

Example only. Approval, rates, fees, and terms vary. The 0% promotion applies to select credit card offers.

How to start

Apply online with our financing partner and see your options before you buy.

Not Sure Which Fits?

Tell us what you're looking at and how you'd like to pay. We'll help you pick the option that fits.